Big Win

With six full-time employees, Big River Race Management CEO Matt Helbig knew the difficulty of finding affordable health insurance all too well. When rising prices forced the St. Louis company to stop offering insurance and instead give employees a stipend to shop for their own, it wasn’t an ideal situation, but it was all the business could afford.


Then Helbig looked into the Chamber Benefit Plan, made available locally through the O’Fallon Chamber of Commerce and Industries.

At first, it sounded too good to be true.

“I was kind of skeptical because I don’t have a lot of faith in the way prices have gone with health insurance,” Helbig said.

The numbers, however, soon spoke for themselves.

“We were floored at the rates that we were given. We’re paying premiums now, for going into 2018, that are similar to what we were paying back in 2013-2014 for similar coverage,” Helbig said.

He is seeing drastic savings for his family and said his employees are too.

“Some of these guys were on catastrophic plans with the highest deductible allowed by law and they were paying more than what we’re paying now for a $1000 deductible,” said Helbig. “That right there shows you the quality of this program, to be able to give such a high level of insurance for a cost that’s comparable to what the highest deductibles are on the open market.”

Helbig said the plan was well worth becoming a local chamber member.

 “It’s a no-brainer at this point,” Helbig said. “[The savings] we’re going to make up on health insurance this year will pay for our chamber membership ten times over, and there are some great benefits of just being a member of your local chamber as well.”

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